Corporate Banking Risk and Control

Job purpose

We are seeking a detail-oriented Risk and Control member to join our Corporate Banking team, focusing on compliance, risk control, and operational integrity. This role is pivotal in managing client due diligence (KYC/ODD), internal controls, audits, and liaising with risk management teams to address credit/operational risks tied to corporate banking activities. 

Responsibilities would be, but not be limited to, the following:

1. Client Due Diligence & Compliance 

- Conduct Know Your Customer (KYC) reviews for corporate clients, ensuring compliance with AML, CDD, and regulatory standards. 

- Perform Ongoing Due Diligence (ODD) for existing clients including periodic reviews to reassess client risk profiles based on transactional behavior, ownership changes, or business activities.

- Monitoring material changes (e.g., mergers, sanctions, adverse media) and escalating risks proactively.

- Updating client records and documentation to maintain compliance with CDD requirements.

- Prepare due diligence reports and maintain documentation. 

 2. Internal Control

- Develop and implement post loan management internal control frameworks to safeguard corporate banking operations. 

- Conduct regular reviews to evaluate control effectiveness and compliance with policies. 

- Identify process gaps, recommend corrective actions, and track remediation progress. 

- Collaborate with Compliance/Risk department to align controls with evolving regulations. 

- Support mitigating risks in transaction processing, fraud prevention, and system resilience.

3. Cross-Functional/Sub-Branches Collaboration

- Work with Sub-branches, Relationship Managers, Compliance, Risk and IT to streamline workflows and enhance internal controls. 

Qualifications

Qualifications 

- Education: Minimum bachelor’s degree in finance, Business, Economics, or related field.

- Fluency in English and Chinese, other languages will be considered as an Asset.

- Experience: at least 3 years of experience in corporate banking compliance, risk management or internal control. 

- Track record in KYC, AML or internal control professional experience. 

- Proficiency in KYC tools and MS Office. 

- Knowledge of banking regulations. 

- Soft Skills: Detailed oriented, Analytical mindset, exceptional communication, and ability to simplify complex requirements for stakeholders.