(Senior) Credit Risk Analyst - Finance Data & Processing - Monitoring & Analyses
Published on 21/01/2026
Banque Internationale à Luxembourg (BIL)
- Luxembourg (Canton), Luxembourg
- Banking
Founded in 1856, Banque Internationale à Luxembourg is the oldest multi-business bank in the Grand Duchy. From its foundation, the BIL has always played an active role in the development of the Luxembourg economy. It currently operates in retail, private and corporate banking, as well as on major capital markets. Employing more than 2 000 people, BIL is present in the financial hotspots that are Luxembourg, Switzerland, and China.
As a major player in Luxembourg's finance industry and as a signatory of the UN Principles of Responsible Banking, BIL is committed to handing over a responsible and sustainable bank to future generations.
Your next challenge:
- Follow-up the quality control of data entered in the Regulatory reporting platform and used by satellite systems.
- Manage the adjustments in the Regulatory reporting platform according to defined processes, in coordination with stakeholders.
- Follow-up the Reconciliations with the Accounting Department during closing cycles.
- Perform the Computation of RWA (Risk Weighted Assets) under the Basel III framework, for capital adequacy ratio (Pillar I).
- Support production of ECL (Expected Credit Losses) in line with IFRS 9 standards.
- Perform the Internal reporting on data quality and RWA/ECL evolution.
- Manage RWA and ECL simulations for various business lines (Luxembourg Market & CIB, Wealth Management, Financial Markets).
- Act as subject matter expert on RWA and ECL topics in coordination with Risk Management.
- Support production of regulatory reports (FINREP, COREP, Large Exposure, Anacredit...) with a particular focus on FINREP.
- Manage the closing process: meeting deadlines, planning tasks, anticipating critical issues.
- Analyze and explain quarterly variations in RWA and ECL.
- Follow-up continuous improvement of IT control frameworks and participation in testing programs.
Your skills:
- Higher education degree (Master level, BAC+4/5) in Finance or Business Administration.
- At least 3 years of experience in banking or audit within Risk Management, Finance, or Audit.
- Languages: Fluent in French and English.
- Knowledge of Accounting, CRR3 and/or IFRS 9 regulations.
- Risk Management certification is an asset.
- Strong interest in coding and data manipulation (Python, SQL).
- Familiarity with tools such as Moody's Risk Authority (RAY), SQL, DataIku, Python.
- Excellent communication and teamwork skills.
- Curiosity, analytical mindset, and problem-solving abilities.
- Strong organizational skills, ability to prioritize and meet deadlines.
- Client-oriented approach and sense of responsibility.
BIL offers a broad range of challenging projects and a huge choice of career paths .We will assist you in finding the one that best meets your skills and expectations. Your personal development is our priority and we greatly encourage you to dive into different business areas for the broadest possible experience.
BIL is firmly of the opinion that diversity & inclusion contribute towards increasing the collective performance of the Bank. We are committed to creating a culture of inclusion that encourages individual development with equal opportunities for all.
NB: The selected candidate will be asked to provide an extract from the criminal record (no.3) as evidence of integrity and justified with regard to the specific needs of the position to be filled. Other documents will be collected, to the extent legally permitted, to perform background checks.
