Product Manager - Payments (M/F)

Founded in 1856, Banque Internationale à Luxembourg is the oldest multi-business bank in the Grand Duchy. From its foundation, the BIL has always played an active role in the development of the Luxembourg economy. It currently operates in retail, private and corporate banking, as well as on major capital markets. Employing more than 2 000 people, BIL is present in the financial hotspots that are Luxembourg, Switzerland, and China.
As a major player in Luxembourg's finance industry and as a signatory of the UN Principles of Responsible Banking, BIL is committed to handing over a responsible and sustainable bank to future generations.

The Product Manager - Payments is responsible for defining, driving, and delivering payment products and capabilities across all channels. The role ensures alignment between business priorities, client needs, regulatory requirements, and IT delivery, while maintaining a strong focus on security, efficiency, and customer experience.

Your next challenge:

• Product Strategy & Vision:

- Define and maintain the product vision and roadmap for payment capabilities.
- Translate business strategy into product objectives and priorities.
- Ensure alignment with regulatory and market evolution.

• Product Delivery & Execution:

- Own and prioritise the product backlog.
- Drive end-to-end delivery from concept to production.
- Ensure delivery in line with scope, budget, and timelines.

• Stakeholder Management:

- Coordinate Business, IT, Risk, Compliance, and Operations stakeholders.
- Facilitate alignment and decision-making.
- Provide clear reporting to governance forums.

• Payments Expertise & Innovation:

- Maintain strong expertise in payments (SEPA, instant, cards, processing).

- Identify improvements and innovations.

• Risk, Compliance & Fraud:

- Ensure compliance with regulatory and internal frameworks.
- Integrate fraud prevention measures.

• Performance & Continuous Improvement:

- Define KPIs and monitor performance.
- Drive optimization and cost efficiency.

Your skills:

• Strong knowledge of payments ecosystem (SEPA, international payments, processing).
  
• Fluency in both English and French is mandatory - any other language is a plus
• Understanding of regulatory environment.
• Experience in product management in banking/payments.
• Agile delivery experience
• Ability to engage and influence senior stakeholders.
• Strong analytical and problem-solving capabilities.
• Strong ownership and accountability
  
• Ability to operate in complex environments
  
• Clear and structured communication
• Pragmatic and delivery-focused
• Experience with fraud prevention is a plus
  
• Knowledge of digital banking channels
  
• Familiarity with payment schemes and providers
  

BIL offers a broad range of challenging projects and a huge choice of career paths .We will assist you in finding the one that best meets your skills and expectations. Your personal development is our priority and we greatly encourage you to dive into different business areas for the broadest possible experience.
BIL is firmly of the opinion that diversity & inclusion contribute towards increasing the collective performance of the Bank. We are committed to creating a culture of inclusion that encourages individual development with equal opportunities for all.

NB: The selected candidate will be asked to provide an extract from the criminal record (no.3) as evidence of integrity and justified with regard to the specific needs of the position to be filled. Other documents will be collected, to the extent legally permitted, to perform background checks.